LOAN OPTIONS
Our experienced Loan Officers will work with you to analyze your financial situation and create a credit solution specifically for you. All credit decisions are made locally in Wayne so we can be responsive and avoid delays.
You will have access to our team of Loan Officers for help and questions.
Our loans are available for those expected or unexpected expenses you may have. Whether you are thinking about buying a different vehicle, your children’s education, wedding expenses, taking a vacation, or tax expenses, we are here to help. Your loan can be secured by vehicles, real estate, certificates of deposit or other acceptable collateral.
Meet with our Loan Officers to find out more on how we can help.
Nebraska Energy Loans
Time to replace those outdated windows, heating and cooling units? Or maybe you need to add insulation or update your appliances. The Nebraska “Dollars and Energy Savings” Loan Program may be just the tool you need. These loans are available at lower-than-average interest rates. We’ll help you with all the documents you’ll need to qualify.
See the list of typical improvements you can make under this program at http://www.neo.ne.gov/loan/index.html.
Auto Loans
Ready to hit the road in a new or used car? We’ll give you the green light with low rates and affordable payment plans. We can even pre-approve you before you visit an auto dealer to shop. Want to keep it local? We’ve got pre-approval applications for auto loans with Arnie’s Ford and Wayne Motors. Come see us for options and we’ll get you moving.
Personal Loans
Keep it personal with a loan meant just for you. Pay off a credit card, take a vacation, or plan your wedding. We offer low-rates and local approval to make this as easy as 1, 2, 3.
Student Loans
The Smart Option Student Loan® by Sallie Mae® offers three repayment options and competitive interest rates to help you pay for college expenses not covered by scholarships and federal loans.
HOME 
LOANS
Home Mortgage
Home sweet home. That’s what we call it when we help you with purchasing, building, or refinancing your new home. Let us work with you to find the best term and rate to make your dream come true. Unlike most banks, our home mortgages are not resold on the secondary market. We keep our mortgages right here at the bank, where you know your loan officer, and we know you by name when you walk through our doors. A deposit with us becomes a home mortgage loan or a business loan. It all stays right here in the community.
Home Equity Loans & Lines of Credit
A loan or line of credit secured by the equity in your home usually provides you greater flexibility and lower rates, and all or most of the interest may be tax deductible. (Please consult your tax advisor about the tax deductibility of the interest.). A Home Equity line of credit gives you access to cash up to your total credit line amount at times that are convenient for you. It’s as simple as writing a check on your Home Equity account, accessing through online banking, calling us, or stopping into the bank.
Contact our team of Loan Officers to get started today.
Ron Gentrup
Executive Vice President & Chief Credit Officer
Mark Sorenson
Vice President & Loan Officer
Jason Claussen
Vice President & Loan Officer
Alex Salmon
Assistant Vice President, Loan Officer & Head of Outside Loan Assets
